Visa Classic Card

You don’t need to be liquid. Do your shopping, fuel your car, travel or eat out at a restaurant and charge it to your Visa Classic Card at no extra cost. This is the height of financial flexibility.

Why choose Visa Classic Card

  • <p>Available to customers and non-customers</p>
<p> </p>

    Available to customers and non-customers

     

    Sign up for a Visa Classic Card whether you’re an NBK customer or not

  • <p>Free to Swipe</p>
<p> </p>

    Free to Swipe

     

    Payments made using your Visa Classic Card are free of charge

What is required

  • Original and copy of National ID/ valid passport
  • KRA PIN certificate
  • Duly filled Credit Card application form
  • Latest pay slip – minimum net salary of between KSh 20,000
  • Bank statements for the last 6 months
  • For businesses, a minimum monthly turnover of KSh 150,000.

 Rates and fees

  • Card limits from KSh 30,000 – KSh 199,999
  • Monthly Interest Rate - 3.5% of the total amount due
  • Cash advance fee – 5% of amount accessed
  • Late payment fee – KSh 1500
  • Over limit fee - KSh 1,000
  • Annual fee - KSh 2,500
  • Supplementary card - KSh 1,000
  • Minimum repayment - 10% of total billed amount

**Note that the charges are tax exclusive.

Interested in Visa Classic Card or have a question?

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