SME Current Account

With no minimum or operating balance required, this account is affordable and tailored to the specific needs of a growing enterprise. Keep track of your growth through the free monthly e-statements.

Why choose SME Current Account

  • <p>Access to loans</p>

    Access to loans

    Sign up for loans to grow your business

    Up to KSh 3M with no collateral  

  • <p>No minimum balance</p>

    No minimum balance

    No minimum or operating balance is required to run account

  • <p>Free E-statement</p>
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    Free E-statement

     

    Keep track of your account activity through free e-monthly statements

What We Need from You*  

  • A minimum of three (3) years in business  
  • Demonstrate your ability to repay the loan 
  • Credit Life Insurance against death & permanent disability  

*Terms and conditions apply  

Rates and fees

  • Zero minimum & operating balance 
  • Opening balance - KSh 5,000 
  • Mobile banking transaction fee – KSh 30 per transaction; enquiry fee – KSh 10 
  • ATM withdrawal fee - KSh 30 per transaction
  • Free e-statements 

Loan Rates & Fees*  

  • Interest rate - 13%   
  • Negotiation fee 3%  
  • Maximum repayment period of 24 months  

 *Charges are not inclusive of tax  

Interested in SME Current Account or have a question?

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