Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 100.95 , Selling: 112.80
  • EURO: Buying: 122.20 , Selling: 137.45
  • Sterling Pound: Buying: 142.65 , Selling: 158.90
  • Canadian Dollar: Buying: 82.18 , Selling: 93.48
  • Australian Dollar: Buying: 77.22 , Selling: 88.65
  • Swiss Franc: Buying: 110.47 , Selling: 123.21
  • Japanese Yen: Buying: 0.8707 , Selling: 1.0267
  • Swedish Kroner: Buying: 10.2635 , Selling: 15.6640
  • Norwegian Kroner: Buying: 11.300 , Selling: 14.755
  • Danish Kroner: Buying: 16.605 , Selling: 18.670
  • Indian Rupee: Buying: 1.4070 , Selling: 1.6200
  • Tanzanian Shillings: Buying: 0.04149 , Selling: 0.05187
  • Uganda Shillings: Buying: 0.02542 , Selling: 0.03568
  • SA Rand: Buying: 5.8680 , Selling: 9.5030
  • Chinese Yuan: Buying: 18.340 , Selling: 18.340
  • UAE Dirham: Buying: 27.4130 , Selling: 31.5300
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