Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 126.50 , Selling: 131.50
  • EURO: Buying: 134.80 , Selling: 157.40
  • GBP: Buying: 163.35 , Selling: 183.51
  • Canadian Dollar: Buying: 91.22 , Selling: 105.82
  • Australian Dollar: Buying: 84.92 , Selling: 97.83
  • Swiss Franc: Buying: 144.91 , Selling: 165.35
  • Japanese Yen: Buying: 0.7564 , Selling: 0.9343
  • Swedish Kroner: Buying: 8.924 , Selling: 15.4983
  • Norwegian Kroner: Buying: 9.0230 , Selling: 14.8703
  • Danish Kroner: Buying: 16.3065 , Selling: 20.5374
  • Indian Rupee: Buying: 1.3276 , Selling: 1.8256
  • Tanzanian Shillings: Buying: 0.0445 , Selling: 0.0557
  • Uganda Shillings: Buying: 0.0309 , Selling: 0.0421
  • SA Rand: Buying: 5.0371 , Selling: 9.2785
  • Chinese Yuan: Buying: 17.3900 , Selling: 19.7750
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  • RWF: Buying: 0.0906 , Selling: 0.1426