Mortgage Top Up

We understand that unforeseen needs may arise, that’s why we allow you to take up an additional loan on top of your mortgage. All you need is a solid track record of payment to get more funding to cater to your other needs.

Why choose Mortgage Top Up

Rates and fees

  • Loan to value ratio - maximum 90%
  • Interest Rate – CBR + 4% p.a.
  • Tenure – maximum 25 years
  • Negotiation fees - up to 1.5% of loan amount

Internal costs

  • Negotiation fees

External costs

  • Mortgage Protection Insurance (MPI)
  • House Owners Comprehensive Insurance (HOCI)
  • Valuation fees
  • Stamp duty on charge
  • Legal fees
  • Search fees
  • Statutory payments (land rates, rent and all taxes)

Interested in Mortgage Top Up or have a question?

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Forex
  • USD: Buying: 127 , Selling: 132
  • EURO: Buying: 130.60 , Selling: 153.25
  • GBP: Buying: 159.15 , Selling: 175.26
  • Canadian Dollar: Buying: 89.97 , Selling: 104.50
  • Australian Dollar: Buying: 82.22 , Selling: 95
  • Swiss Franc: Buying: 134.76 , Selling: 155.10
  • Japanese Yen: Buying: 0.7207 , Selling: 0.8968
  • Swedish Kroner: Buying: 8.887 , Selling: 15.4608
  • Norwegian Kroner: Buying: 9.1730 , Selling: 15.0203
  • Danish Kroner: Buying: 15.5265 , Selling: 19.7624
  • Indian Rupee: Buying: 1.3266 , Selling: 1.8241
  • Tanzanian Shillings: Buying: 0.0444 , Selling: 0.0557
  • Uganda Shillings: Buying: 0.0296 , Selling: 0.0408
  • SA Rand: Buying: 5.11 , Selling: 9.35
  • Chinese Yuan: Buying: 17.0100 , Selling: 19.3850
  • UAE Dirham: Buying: 31.3309 , Selling: 38.3959
  • RWF: Buying: 0.0888 , Selling: 0.1382