Life Insurance

    • ELIMISHA PLUS COVER

      With our education plan, you can rest assured that your children's education will be covered in the event of your disablement, death, or critical illness, ensuring their academic future regardless of your presence.

      Benefits

      • Maturity benefits: Sum Assured is payable in four equal annual instalments
      • Natural Death 100% of Sum Assured payable upon natural death
      • Accidental Death Benefits - 200% of Sum Assured payable upon accidental death
      • Double Accidental Death Benefits - 200% of Sum Assured payable
      • 200% of Sum Assured upon Permanent Total Disability (PTD)
      • 100% of Sum Assured upon PTD on Loss of one Limb or sight of one eye

      Critical Illness ( CI) Benefit

      • 50% of Sum Assured payable under the main benefit on first time diagnosis of any of the listed Critical/ Terminal diseases
      • Policy continues to pay partial payouts and full maturity when due

      Waiver of Premium on death, CI and PTD

      • The company shall waive all future premiums upon death
      • On admission of Waiver of Premium, full benefits intended at inception are payable

      The benefit is subject to a waiting period table.(PTD and Death)

    • LAST EXPENSE SUMMARY OF COVER

      Last Expense is a funeral cover to help families deal with the burden of meeting the last respect expenses on the death of a family member.

      Benefits

      • The policy will pay a sum assured
      • Claims are payable Within 48 hours
      • Cover applies to principle member, one spouse, biological children and biological parents
      • Cover commences once the premium is paid in full
      • There is a waiting period of 2 months from the date of commencement of the policy and subject to payment of full premium
      • Maximum age at entry is 80 years next birthday for parents, and 70 years for main member and spouse. There is no cover expiry age
      • Children are covered up to the age of 18 or up to age 24 if they are still under their parents care and in school/college
      • Multiple covers are allowed up to a maximum of KES 500,000 per life
      • The maximum amount payable on death of a child below the age of 10 years shall be KES 100,000 as provided by Insurance Act Cap 487 – Sec 96

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